77 West Wacker Dr (35012), United States of America, Chicago, Illinois
Specialty Underwriter & Portfolio Manager - Sr Manager level - Healthcare
The Underwriting and Portfolio Management organization is responsible for working with internal partners to underwrite new transactions and manage the existing portfolio of loans. Our Underwriters and Portfolio Managers balance supporting the Commercial's Bank's growth and ensuring we have a scalable, well-managed business. This role supports the Healthcare team.
As an Underwriter & Portfolio Manager, you begin to demonstrate subject matter expertise in credit risk management and are expected to perform responsibilities independently. In addition to your own job duties, you may play a leadership role across deal teams by guiding and shaping more junior associates. You are trusted with the most complex transactions or solve unique problems because of your experience and job specific skills.
Primary underwriting responsibilities may include:
Lead due diligence process and calls; evaluate industry research to draw relevant conclusions on material strengths, risks, and mitigants
Assist less experienced team members in financial statement analysis and cash flow analysis
Prepare and review financial models independently
Coordinate with deal team on appropriate structuring options or overrides to financial models
Write and prepare all parts of the credit approval document; may review work of less experienced members of the team; begin to take a leadership role in conversations with internal partners
Oversee closing process requirements; review closing memo
Prepare term sheets, commitment letters and fee letters with minimal guidance; understand majority of provisions of all credit documents and can provide rationale; begin to negotiate credit docs with guidance
Drive overall deal process and lead communication with internal and external constituents; constructively improve deal process
Delegate spreading and risk ratings to analysts or contractor teams
Primary portfolio or asset management responsibilities may include:
Manage a portfolio of accounts independently; review and monitor portfolio accounts' health and performance against expectations; drive customer retention
Proactively anticipate issues, draw parallels from other accounts to own account; resolve problem accounts in partnership with other teams and specialists
Complete annual reviews and both material and non-material modifications independently and on time
Facilitate and leads quarterly portfolio reviews
Ensure compliance with credit policies and procedures for existing accounts
Respond to requests from all internal and external stakeholders
Additional Responsibilities may include:
Build relationships across function and business to foster collaboration between partner groups
Interact directly with customers to cultivate strong relationships while balancing risk and return
Mentor and train rotational analysts and new hires
Basic Qualifications:
Bachelor's Degree or Military Experience
Preferred Qualifications:
Bachelor's Degree in Accounting, Finance, or other relevant fields
7+ years of experience in credit underwriting or portfolio or asset management
At this time, Capital One will not sponsor a new applicant for employment authorization for this position.