Summary: This position is responsible for the accurate and complete preparation and review of Commercial and Industrial and Commercial Real-Estate loan documents utilizing the Bank's document preparation system (Laser Pro), internally prepared documentation (Word) and attorney-prepared documents in accordance with the credit approval memorandum (CAM). Types of documentation will primarily include commercial and commercial real estate loans secured by a wide array of collateral (i.e. business assets, real estate, marketable securities, etc.).

Essential Duties and Responsibilities include the following.Other duties may be assigned.

1. Analyze and understand the CAM in determining the borrower, collateral, and guarantor requirements, and ensure production of appropriate documentation in compliance with the terms of the loan approval.
2. Review any existing, related, loan and collateral documents in conjunction with the new loan, to determine applicable cross-collateralization to ensure the granting and perfection of the bank's security interest and priority.
3. Prepare loan documentation, for Commercial loans, including but not limited to, asset-based, participated loans, lines of credit, letters of credit, renewals, modifications, and change in terms agreements in an accurate and timely manner.
4. Prepare loan agreements, including asset-based loan agreements, defining additional loan provisions, financial statement requirements and affirmative and negative covenants, as detailed in the loan approval.
5. Work in a fast paced, deadline driven environment while delivering accurate and timely work product.
6. Apply common sense understanding to carry out instructions furnished in written, oral and diagram form.
7. Ensure operational integrity through compliance with all policies, procedures, and regulations.

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education / Experience

• Bachelor's Degree or equivalent required.
• Knowledge of all aspects of commercial loans, departmental functions, Laser Pro software and Microsoft Office, as well as, maintaining a solid foundation in all areas of commercial loan documentation.
• A solid understanding of Commercial C&I and Real Estate loan documentation structure requirements with the ability to review credit approvals, organizational documents, and other due diligence related documents to ensure adherence with the bank's lending policy/procedures and governmental regulatory requirements.
• Excellent organizational and time management skills and be detail orientated. Also, to have the ability to handle multiple priorities simultaneously.
• Excellent interpersonal skills for collaborating with and providing feedback to the commercial loan team on any concerns identified as it pertains to loan documentation or any material changes that may be needed. Also, having the ability to write clearly and informatively, and editing for spelling, grammar and accuracy.
• Knowledge of federal and state rules and regulations relating to loan documentation.
• Excellent organizational, prioritization and time management skills.
• Knowledge of state and federal banking compliance regulations and bank policies.

Computer Skills

Proficient in Laser Pro, Word, Excel, Power Point, and Outlook.

Federal Deposit Insurance Corporation

Evergreen Bank Group is Member FDIC

Equal Opportunity Employer

Evergreen Bank Group is an is an Equal Opportunity Employer.All qualified applicants will receive consideration for employment without regard to race, color, religion, ethnicity, gender, sexual orientation, gender identity, national origin, veteran status, or disability.