Joeff Williams, MAAA, FSA, has been working in the actuarial field for over 25 years — mainly in the consulting area with a focus on life and health insurance. He is a consultant at Actuarial Management Resources, Inc., in the Greensboro/Winston-Salem, N.C., area. He has twice served as chairperson of the American Academy of Actuaries’ Life and Health Qualifications Seminar Task Force, and as seminar faculty for more than eight years.

The American Academy of Actuaries is a D.C.-based 17,500-member professional association whose mission is to serve the public and the U.S. actuarial profession. The Academy assists public policymakers on all levels by providing leadership, objective expertise, and actuarial advice on risk and financial security issues. The Academy also sets qualification, practice, and professionalism standards for actuaries credentialed by one or more of the five U.S.-based actuarial organizations in the United States.